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What is a Consumer Proposal?

Consumer Proposal Explained If you’re in the situation of being unable to pay your debts, there is a possible way to settle your financial matters without having to file bankruptcy. Under the Bankruptcy and Insolvency Act, you can instead file a Consumer Proposal in Ontario. Your creditors ultimately have a vote in whether or not [...]

What Is Bankruptcy?

What is Bankruptcy? In Canada, bankruptcy is a legal process that a person can choose to go through as a way of dealing with debt. Bankruptcy is presided over by a bankruptcy trustee. The process is governed by the Bankruptcy and Insolvency Act. The good news for many who are asking “What is bankruptcy?” and [...]

How Do I File For Bankruptcy?

How Do I File for Bankruptcy? Have you been wondering, “How do I file for bankruptcy?” Based on the nature of the question, you’ve likely already made the difficult decision that bankruptcy may be your best option. Here is some good news. The steps for determining eligibility and filing for bankruptcy are uncomplicated. You will [...]